Terms & Conditions

Welcome to DesignVAT (“we”, “our”, “us”). These Terms of Use govern your access to and use of our website www.designvat.com , including all digital products, content, and services offered on the site. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use the website or purchase our products.

1. Who We Are

DesignVAT provides downloadable spreadsheet templates designed to help small and growing businesses manage finances, operations, and records more efficiently. All products sold on this website are digital files delivered electronically.

2. Eligibility to Use the Website

By using this website, you confirm that:
- You are capable of entering into a legally binding agreement, and
- You are using the website for lawful business or personal purposes.

3. Digital Products & Delivery

All DesignVAT products are digital spreadsheets
- No physical products are shipped
- After successful payment, access to the product is provided via:
- Download link, and/or
- Email delivery
It is your responsibility to:
- Provide a valid email address
- Download and securely store your files

4. Payments & Pricing

- All prices are listed on the website and may change without prior notice
- Payments are processed via third-party payment platforms, including: Paystack, Flutterwave DesignVAT does not store your card or bank details.
A transaction is considered complete once payment is successfully confirmed.

5. Refund Policy (Digital Products)

Due to the nature of digital products:
- All sales are final
- Refunds, exchanges, or cancellations are not guaranteed once a product has been downloaded or accessed
- However, we may offer support or replacement files if:
- You experience a genuine technical issue, or
- The file delivered is corrupted or inaccessible
- Refund requests are reviewed on a case-by-case basis and are at our discretion.

6. License & Permitted Use

When you purchase a DesignVAT spreadsheet, you are granted a non-exclusive, non-transferable license to:
- Use the spreadsheet for your own business or personal use
- Modify the file to suit your business needs
You may NOT: - Resell, redistribute, or sublicense the spreadsheet
- Share the file publicly or privately for commercial gain
- Claim the spreadsheet as your own product
- Upload the file to third-party marketplaces or websitesWe do not sell, rent, or trade your personal information.
- Your data may only be shared with trusted service providers strictly for business operations
(e.g., email delivery or analytics), and only where necessary.

7. Intellectual Property

All content on this website, including but not limited to:
Spreadsheet templates
Text
Graphics
Logos
Website design
is the intellectual property of DesignVAT and is protected by copyright and applicable laws. - Unauthorized use may result in legal action..

8. User Responsibilities

You agree to:
Use our products responsibly and for lawful purposes
Ensure the accuracy of data you enter into any spreadsheet
Maintain backups of your downloaded files
DesignVAT is not responsible for:
Data loss due to user error
Incorrect data entry
Business decisions made based on spreadsheet outputs.

9. No Professional Advice Disclaimer

DesignVAT spreadsheets are tools, not professional advice.
We do not provide:
Accounting advice
Legal advice
Tax advice
Financial advisory services
You are responsible for consulting a qualified professional where necessary..

10. Limitation of Liability

To the fullest extent permitted by law:
DesignVAT shall not be liable for any indirect, incidental, or consequential damages
We are not responsible for business losses, lost profits, or data inaccuracies arising from use of our products
Use of our website and products is at your own risk.

11. Third-Party Links & Services

Our website may contain links to third-party websites or services.
DesignVAT is not responsible for:
The content of third-party websites
Their privacy practices
Their terms or policies
Use of third-party services is at your own discretion.

12. Website Availability

We aim to keep our website available at all times, but we do not guarantee uninterrupted access.
We may:
Modify or discontinue any part of the website
Update products or content without prior notice.

13. Changes to These Terms

DesignVAT reserves the right to update these Terms of Use at any time.
Changes will take effect immediately upon posting on this page. Continued use of the website constitutes acceptance of the updated Terms.

14. Governing Law

These Terms of Use are governed by the laws of the Federal Republic of Nigeria, without regard to conflict of law principles.

15. Contact Information

If you have questions about these Terms of Use, please contact us: DesignVAT
📧 Email: designvatexcel@gmail.com
💬 WhatsApp: Available via our website
🌐 Website: www.designvat.com.